While there are many benefits that make the Amex Black Card worthwhile, there are also a lot of unnecessary aspects that make the cost unjustifiable. Here are some options to keep in mind that offer similar benefits and prestige without the stress-inducing costs.

  1. The American Express Platinum card is a great alternative to the black card. With it, you get airport lounge access as well as hotel benefits and concierge services. This is often referred to as the “junior black card.”
  2. The Chase Sapphire Reserve is especially noteworthy for its fantastic sign up bonus of 100,000 points in person or a 50,000 point bonus online. It’s a great card for its travel perks, and it also earns triple points on travel and dining purchases.
  3. The Amex Delta Reserve is, like the name suggests, a great card for flying benefits, particularly with Delta.

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