Trying to get a car loan when your credit is low is no easy feat, and it may even seem impossible. But that’s simply not the case—you can get a subprime loan. Here’s what you need to bring.

  1. Income that lands between $1,500 and $2,000 each month before taxes.
  2. Proof of residency.
  3. Proof of a telephone number.
  4. A valid driver’s license.
  5. A cosigner on the loan.

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